Asset Finance

Asset finance for purchasing vehicles, equipment and machinery, structured to support your cash flow and business growth

5.0

from 78 reviews

Asset Finance Little Bull Finance

Whether you’re purchasing a vehicle, plant or equipment, we help you secure asset finance that fits your cash flow and business needs.

First Home Buying, Made Simple

Finance Options Built Around Your Business Needs

At Little Bull Finance, we recognise that each client has unique needs and goals. This is why we offer tailored loan options and a streamlined application process designed to simplify your journey. Understanding the significance of interest rates and loan amounts is crucial, and our experts are here to ensure you secure the most competitive terms available. Applying for Asset Finance with us means you gain access to various finance options that cater to different business needs. For those looking to invest in new equipment or upgrade existing assets, we provide solutions for office equipment, work vehicles, and specialised machinery such as trucks, trailers, excavators, and tractors.

Keep Your Business Moving Without the Upfront Cost

Our commercial equipment finance solutions are designed to support businesses in acquiring necessary tools without disrupting cash flow. Options like Hire Purchase allow for fixed monthly repayments throughout the life of the lease, making it easier to manage finances effectively. For those seeking a chattel mortgage, we're here to help you understand how collateral can be used to secure loans for factory machinery or vehicles, ensuring flexibility and security for your business operations.

Understanding Your Borrowing Capacity
First Home Buying, Made Simple

The Right Equipment, Without the Financial Strain

With our extensive experience in finance, we understand the importance of having reliable equipment at your disposal. From graders and cranes to dozers, our solutions cater to a wide range of commercial needs. We provide a comprehensive approach to equipment financing that ensures you have the tools needed for success, all while maintaining financial stability. Our expertise in managing cash flow means you can focus on your business growth while we handle the financial intricacies.

Confident Financial Decisions Start Here

Little Bull Finance is dedicated to empowering young professionals to make confident decisions that align with their aspirations. By providing access to Asset Finance options from banks and lenders across Australia, we offer peace of mind knowing that your financial needs are in expert hands. Our commitment to an approachable and supportive service ensures that each client receives personalised attention and guidance throughout their financial journey.

If you're ready to explore how Little Bull Finance can assist you, contact us today. Our team is eager to provide you with the tools and knowledge necessary for achieving your goals. Let us help you turn your financial aspirations into reality.

Understanding Your Borrowing Capacity

Our Latest Reviews

Giuseppe Angilletta

Andrew Tauriello is an absolute professional who thoroughly knows his craft and puts the customer first with every interaction. Such a gentleman through the whole lending process and a pleasure to deal with.

Leigh Callaghan

Andrew i cant thank you enough... went through so many hurdles to help me and also a great deal at the end of it.. thank you again

Anh Le

During the journey of purchasing our first home, we were very happy to help Andrew’s help. Andrew’s given us advices regarding not just finance but also market, real estate landscape and how to navigate through all of the turmoils as first-time buyers. Andrew’s advices were also very pragmatic and applicable to our situation. I’m very happy to have Andrew as our broker during this first purchase.

Jessica Cannizzaro

Andrew’s professionalism truly stood out as he took the time to clearly explain each step of the process no matter how many questions I had. His patience and ability to break everything down made the entire journey feel smooth and stress free. Thanks to his expert guidance the desired outcome was achieved. Thank you so much Andrew.

Dante Maestri

Andrew Tauriello provided exceptional service throughout the process of securing my home loan and settlement. He was knowledgeable, responsive, and guided me every step of the way, ensuring a smooth and stress-free experience. Beyond this, ...

Mojgan Shafiee

Andrew is a treasure. You can't find someone like him in all over Sydney. He is so knowledgeable and knows the steps very well. ...

We work with Australia's biggest lenders

Frequently Asked Questions

What is asset finance?
Asset finance allows you to buy vehicles, equipment or machinery without paying the full cost upfront. Instead, the purchase is funded over time through structured repayments, helping preserve working capital while still allowing you to access the assets your business needs.

What can I use asset finance for?
Asset finance can be used for work vehicles, trucks, trailers, plant and machinery, and specialised business equipment. The asset type, age and business use will influence the lender options and structure available.

What is a chattel mortgage?
A chattel mortgage is a common business finance structure where you own the asset from the start and the lender takes security over it. It can suit borrowers wanting ownership and may offer tax benefits depending on your circumstances and accountant advice.

What is the difference between leasing and hire purchase?
Leasing lets you use the asset while making repayments under a lease agreement. Hire purchase usually involves fixed repayments with ownership transferring at the end. The right option depends on cash flow, business goals and how the asset will be used.

How quickly can asset finance be approved?
In many cases, asset finance approvals can be achieved within one to three business days, although timing depends on the lender, the asset and how quickly documents are supplied.

Can self employed borrowers get asset finance?
Yes. Many lenders offer flexible asset finance options for self-employed borrowers, company structures and established businesses. The key is matching the right lender to the strength of your financials and the asset being purchased.

Do I need a deposit for asset finance?
Some asset finance options can fund the full purchase price, while others may require a deposit depending on the asset, lender policy and your financial position.